Friday, February 8, 2013

Breastfeeding, Insurance and FSA's

The Medela Symphony is covered by insurance
or you can pay with your FSA card.
Over the last couple of weeks, we've fielded many calls asking about insurance coverage for breastfeeding needs. The Affordable Health Care Act does offer some specific benefits for women.  At A Nurturing Moment we can help you file for an insurance pump through Blue Cross, Blue Shield, Tricare, Aetna, United Health Care and Cigna. If you need to rent a pump, we will give you the paperwork you need to file it as a FSA expense and you can pay with your FSA card here.

Many employers offer a FSA (Flexible Spending Account) as part of their benefit package. When you buy a covered item from A Nurturing Moment, you can just whip out your FSA card and use it to pay since we are now accredited to accept FSA cards!

So just what breastfeeding and maternity-related items are covered by insurance or FSA? While this may vary slightly from company to company, the following list is based on items that are considered tax deductible medical expenses in 2013.
Need an SNS? Use
your FSA card to
pay for it!

  • Rental or purchase of a breast pump and accessories 
  • Products that assist lactation (Supplemental Nursing System, transport bag, cooling elements)
  • Lactation consultant visits
  • Nutritional or herbal supplements ONLY if they are recommended by a medical practitioner as treatment for a specific medical condition diagnosed by a physician. (if you want to submit your galactagogue for reimbursement or use your FSA card, you need to have a prescription or a note from a doctor recommending you take it)
  • Chiropractic care (including Webster maneuver to help a breech baby turn)
  • Acupuncture (sometimes used to treat infertility and to help induce labor)
  • Childbirth classes -  Class time instruction specifically related to childbirth (including breathing and relaxation techniques, stages and phases of labor, labor and delivery procedures, birthing positions, movies depicting childbirth) is a qualified medical expense. You must document the portion of class time spent on these areas and prorate it. 
  • Cord Blood - when deemed medically necessary by a health care professional, the cost of harvesting and storing cord blood is a covered expense. You must submit evidence of medical necessity for this to be covered.
  • Licensed midwife
  • Yeast infection medication (must be prescribed by a physician)
Now let's take a look at what isn't covered:
  • Nursing bras
  • Bottles and infant feeding supplies
  • Breastfeeding pillow
  • Diapers - UNLESS they are necessary to relieve the effects of a particular disease
  • Doulas
  • Breastfeeding Class
Be sure to talk with your insurance company to ascertain exactly what coverage you have. If you have an FSA card, you should have a guide that gives you specifics for your plan. Some items do have actual insurance codes; any time you need a  receipt for insurance or taxes, we'll be happy to provide it!

7 comments:

  1. I can’t believe this. A great testimony that i must share to all HERPES SIMPLEX VIRUS patient in the world i never believed that their could be any complete cure for Herpes or any cure for herpes,i saw people’s testimony on blog sites of how dr Ero prepare herbal medicine that cure and brought them back to life again. i had to try it too and you can,t believe that in just few weeks i started using it all my pains stop gradually and i had to leave without the pills the doctor gave to me. Right now i can tell you that few months now i have not had any pain,delay in treatment leads to death. Here is his email:(dreroherbaltreatment@gmail.com) whatsapp him with +2348073673757 or text/call me (270) 693-5854....

    ReplyDelete
  2. I can’t believe this. A great testimony that i must share to all HERPES SIMPLEX VIRUS patient in the world i never believed that their could be any complete cure for Herpes or any cure for herpes,i saw people’s testimony on blog sites of how dr Ero prepare herbal medicine that cure and brought them back to life again. i had to try it too and you can,t believe that in just few weeks i started using it all my pains stop gradually and i had to leave without the pills the doctor gave to me. Right now i can tell you that few months now i have not had any pain,delay in treatment leads to death. Here is his email:(dreroherbaltreatment@gmail.com) whatsapp him with +2348073673757 or text/call me (270) 693-5854....

    ReplyDelete
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  4. i want to thank Dr Eboh for the herbal HIV medicine he gave to me and my daughter, i was suffering from HIV when i gave birth to my daughter and that was how my daughter got the sickness indirect from me, but to God be the glory that i am heal with the herbal medicine that Dr Eboh gave to me when i contacted him. i want to use this medium to tell everyone that the solution to our sickness has come, so i will like you to contact this great healer on his web site https://holycurecenter.wordpress.com with him all your pains will be gone, i am really happy today that i and my daughter are cured of HIV, we are now negative after the use of his medicine,my doctor confirm it. once more i say a big thank to you Dr Eboh for healing hands upon my life and my daughter, i say may God continue to bless you abundantly and give you more power to keep helping those that want your help in their lives. email him now he is waiting to receive you. holycurecenter@gmail.com or add him on whatsapp +2348053823815.

    Dr Eboh CAN AS WELL CURE THE FOLLOWING DISEASE:-

    1. HIV/AIDS
    2. HERPES
    3. CANCER
    4. ALS
    5. Love spell
    6. Lotto Spell

    ReplyDelete
  5. Dr. Sambo for saving my life.To God be the Glory, I am living healthy with my family today.Indeed, Dr. Sambo is a great man divinespellhome@gmail.com Dr. Sambo WhatsApp him now +1(267)527-9481 You can also visit his website http://DrSambo443.website2.me God bless Dr. Sambo for his good work...

    ReplyDelete
  6. Its a miracle that I am alive today. I encounter HERPES SIMPLEX VIRUS (HSV1/2) for good four (4) years, six (6) months and twelve (12) day with my calculations, before I meet the great Dr. Sambo. I am DEBORAH BALOGH from Fresno California, united state of America and I was affected with herpes virus.Herpes is a viral infection cause by the Herpes simplex virus, marked by painful, watery blister in the skin or mucous membrane or on the genitals. This was what I suffered for good four years. I have visited CVS Pharmacy in Fresno for treatment but no improvement. I meet Dr.Sambo online while I was searching for herpes cure I read a testimony about his work. I give a try that now becomes a testimony in my life. I contacted Dr.Sambo via his E-mail divinespellhome@gmail.com and he did not responds to me in time and I went back to the same testimony for his mobile number and I called him immediately +1(267)527-9481 and he respond to my call. He welcome me as a daughter and I explain my four years situation to him and he said is done just as I have contacted him and I believed in him. Dr. Sambo sends me some herbal medication for herpes cure and he gave me instruction on what to do and I obeyed his instruction. Changes started after three days of applying the herbal medication. I went to the same CVS Pharmacy in Fresno for test and i was herpes negative. I do not know how to thanks Dr. Sambo for saving my life.To God be the Glory, I am living healthy with my family today.Indeed, Dr. Sambo is a great man divinespellhome@gmail.com Dr. Sambo WhatsApp him now +1(267)527-9481 You can also visit his website http://DrSambo443.website2.me God bless Dr. Sambo for his good work...

    ReplyDelete
  7. I am so happy, i never believe i will be this happy again in life, I was working as an air-hoster ( cabby crew ) for 3years but early this year, i loose my job because of this deadly disease called Herpes virus (HSV), I never felt sick or have any symptom, till all workers were ask to bring their doctors report, that was how i got tested and i found out that am HSV positive that make me loose my job, because it was consider as an STD and is incurable disease, i was so depress was thinking of committing suicide, till i explain to a friend of mine, who always said to me a problem share is a problem solved, that was how she directed me to Dr Isibor, that was how i contacted him and get the medication from this doctor and i got cured for real, I just went back to my work and they also carry out the test to be real sure and i was negative. Please contact this doctor if you are herpes positive diseases his email is: drisiborspellhome@gmail.com or you can call or whatsApp his mobile number on +2348107855231

    ReplyDelete